We encourage students and doctoral students to consider taking out a personal accident insurance policy. This is optional. However, it can be useful in the event of an injury, hospital stay or other consequences of accidents – also during holidays and outside the university building.
One-time fee
The annual insurance premium in this regard for the academic year 2024/2025 is PLN 68 or PLN 80 – depending on the selected option. The premium must be paid by 15 December 2024 – the date of receipt of the payment is decisive. Compliance with this condition results in the insurance being concluded for the entire academic year, i.e. for the period from 1 October 2024 to 30 September 2025. Payment of the premium after 15 December 2024 results in the conclusion of an insurance contract from the day after the premium is credited to the account.
The insurance can only be purchased via the website.
Civil liability insurance (OC)
Persons pursuing a doctorate and studying at doctoral schools of the University of Lodz have the opportunity to purchase civil liability insurance (OC) in connection with their lecturer/teacher profession:
- sum guaranteed: PLN 100,000 for one and all events during the insurance period
- territorial scope: European Union countries, Iceland, Norway, Switzerland
- single premium per person: PLN 5
Detailed insurance conditions
Before taking out a policy, we recommend that you read the full documentation of the proposed offer (in Polish):
- Ubezpieczenie NNW PZU Edukacja [Personal accident insurance PZU Education] – a document containing information about the insurance product
- Ogólne warunki ubezpieczenia NNW PZU edukacja [General terms and conditions of Personal accident insurance PZU Education]
- Warianty ubezpieczenia oraz postanowienia dodatkowe i odmienne do ogólnych warunków ubezpieczenia NNW PZU Edukacja obowiązujące osoby studiujące i doktoryzujące oraz kształcące się w szkołach doktorskich UŁ w UŁ [Insurance options and additional provisions and provisions different from the general terms and conditions of Personal accident insurance PZU Education applicable to students and PhD candidates as well as those studying at doctoral schools of the University of Lodz at the University of Lodz]
- Tabela norm oceny procentowej trwałego uszczerbku na zdrowiu [Table of standards for assessing the percentage of permanent damage to health]
The general rules related to obligatory insurance and additional (optional) insurance are described on our website in the INSURANCE tab.
Edit: Communications and PR Centre, University of Lodz